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Valuations

Most Insurance Companies request a ‘current valuation’ before insuring your jewellery, and some specify that it is undertaken by a Member of The Institute of Registered Valuers.

Mr Allan is a member of the Institute and all of our Valuations are carried out by an NAJ INSTITUTE REGISTERED VALUER, typically within 7-14 days of us receiving your jewellery.

The majority of Valuations we carry out are for the purpose of Insurance, but we can also provide Valuations for PROBATE, FAMILY DIVISION and PRIVATE SALE.

If you are unsure about any of your jewellery we offer a Consultation Service, giving you free and immediate verbal advice.

Insurance Valuations are carried out where possible on a ‘new for old’ basis, which represents the current average retail price of a comparable replacement in the event of a loss. This figure includes retailer mark-up and VAT, and is not what you would expect if you were offering the item for sale.

Provenance is an important part of valuing, therefore any relevant documentation should accompany the jewellery, examples are Previous Valuation, Receipts, Certificates, and HM Revenue & Customs Declarations.


Institute of Registered Valuers

The National Association of Jewellers is the new trade body formed by the unification of the British Jewellers’ Association (established in 1887) and the National Association of Goldsmiths (established in 1894). The Association represents the jewellery industry by promoting, protecting and providing for the industry. We inspire consumer confidence to purchase from our members through a Code of Conduct setting the highest standards of professionalism, honesty and ethical business practices.

The National Association of Jewellers

The National Association of Jewellers (NAJ) was formed in 2015 through the unification of the British Jewellers' Association (BJA) and National Association of Goldsmiths (N.A.G) and represents over 2,000 members whose businesses operate in every aspect of the jewellery industry. The association will lead, serve and represent the jewellery industry by promoting, protecting and providing for its members through offices in London and Birmingham, supported by both a strong internet presence and social media. We offer targeted industry-leading professional development and training and inspire consumer confidence to purchase from our members through a Code of Practice setting the highest standards of professionalism, honesty and ethical business practices. Our Coat of Arms is a Mark of Quality that our members proudly display to build an enduring bond of trust with their consumers. The NAJ is the largest trade association member within The British Allied Trades Federation (BATF), where the BJA has thrived for many years.


Mr Allan, Wigans premier jewellers